Banking & Finance Law

Banking and finance transactions demand precision and a clear understanding of market standards. At Aria Grace Law CIC, our lawyers combine technical expertise with practical insight gained from senior roles in investment banks. This experience allows us to anticipate challenges and advise on documentation, compliance and risk management across complex financial arrangements. Our goal is to help clients structure transactions that are robust, efficient and aligned with regulatory requirements.

We work with borrowers, lenders, trustees, arrangers and investors on a wide range of financing matters. Our advice covers bilateral and syndicated lending, trading documentation and collateral arrangements, as well as regulatory issues affecting financial institutions. With expertise in market-standard agreements such as the International Swaps and Derivatives Association (ISDA) Master Agreement and Loan Market Association (LMA) documentation, we ensure that your documentation is accurate, enforceable, and tailored to your commercial objectives.

Beyond transactional support, we assist clients with regulatory challenges, including Brexit-related restrictions, trading venue obligations and benchmark reform. Our lawyers have advised major banks on London Interbank Offered Rate (LIBOR) transition and negotiated amendments to derivatives and loan agreements. We aim to provide clarity in a complex regulatory environment, helping businesses manage risk and maintain compliance while adapting to evolving market conditions.

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Get in touch with one of our experienced lawyers to discuss your needs and find out how we can support you.

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Key points

Market expertise

Advice informed by experience in leading investment banks.

Comprehensive coverage

Support for lending, trading and collateral arrangements.

Regulatory insight

Guidance on Brexit, LIBOR transition, and compliance issues.

Practical solutions

Documentation and strategies designed for clarity and enforceability.

How we do things differently

1. A model built on fairness

We operate as a Community Interest Company, meaning our profits don’t line shareholders’ pockets, they fund social impact. When you work with us, you’re choosing a legal partner that reinvests in education, environmental justice and grassroots initiatives. It’s law with purpose, designed to create value beyond the transaction.

2. Experienced lawyers, not billable quotas

Our lawyers keep 90% of fees, attracting senior talent from magic circle and elite firms. This means you work with experts who prioritise quality and outcomes, not billable-hour targets. Every piece of advice reflects decades of experience and a commitment to doing law differently.

3. Transparent pricing, no surprises

We believe in clarity – not just in contracts, but in costs. Our pricing is modular and transparent, so you know exactly what you’re paying for. No hidden extras, no unexpected charges, just fair, predictable fees.

4. Advice that works in practice

Legal advice should empower, not confuse. We deliver solutions that are practical, actionable and aligned with your business goals. Whether you need a single agreement or a suite of contracts, our focus is on clarity, efficiency and measurable impact.

I can't recommend Puja and the rest of the team at Aria Grace enough. Clear, concise and worked incredibly efficiently, and provided amazing value. The best part? They're a not-for-profit. It's rare to find legal help that's both top-notch and makes a difference in the world. If you need legal support that's professional yet approachable, while also doing some good, look no further.

Sandy Jayaraj
Founder, Claroptica Strategies Ltd

Of the many commercial lawyers I've engaged with, Puja stands out as someone who just 'gets it'. She strikes a delicate balance between driving commercially successful outcomes and appropriately managing risk, whether she's advising on an important customer agreement or a vendor contract. I'd strongly recommend Puja and the wider Aria Grace team, who are both experts at delivery and a pleasure to work with.

Steve Lamb
Head of Product, Kyckr

Puja just gets it, she grasps the core of the issue quickly, responds quickly, and is a lovely person to work with. And on top of that Aria Grace plants trees and has a strong charitable donation program. Brilliant!

Angus Bradley
Managing Director, safedrop & Projectfusion

We’ve been instructing Aria Grace Law for over 1 year now and can’t recommend Lindsay and Puja enough for their support. They have assisted Kyckr on all of its commercial legal matters including negotiating contracts with customers and third parties. Puja has also supported us on compliance matters including in respect of data protection. Both Lindsay and Puja are real partners that understand our business and consistently provide us with pragmatic and commercially sensitive advice. The speed in which they operate, coupled by their very compelling hourly fees, makes them our lawyers of choice.

Dharmendra Patel
Group Financial Director, Kyckr

I was introduced to Puja in the comments section of a partner's contract. It was rare to see such fair and balanced feedback and it clearly reflected the values of the brand we were working with. We were so intrigued we reached out to Puja to support Journey Further and we've been very impressed with the level of support, quality of service and quick turnaround provided. Thanks Puja and team.

Will Anderson
Head of Growth, Journey Further

Louise provides invaluable corporate transactional support to DJB and enables us to offer a fuller service to our clients. She provides a seamless and cost-effective service and punctually delivers high-quality legal advice with flexibility and a can-do attitude.

Madeleine Davitt
Senior Partner, Davitt Jones Bould

Puja and her team has excellent knowledge on data protection and compliance topics. She is very thorough and diligent in her approach. She always keeps the best interest of her client in all her responses. Wish you the best Puja.

Snehhil Gupta
Chief Technology Officer, Bython

We are thrilled to act as the legal counsel for SDRs of Germany and to support it on its journey. Helena and Mattia are inspiring individuals and it's an absolute pleasure to support them with their business. Sarah (my paralegal) and I look forward to our weekly check-ins with Helena and absolutely love how she operates She's commercially minded but fair and with a huge heart - I'm grateful that she's chosen us at Aria Grace Law CIC to be her legal counsel.

Puja Modha
Aria Grace Law CIC Partner

The terms of service created by Aria Grace Law CIC have been absolutely intrinsic in the success of our recent commercial results by significantly reducing red lines and push back barriers. They show that tier 1 level legal services don't have to be delivered in the traditional 'corporate' way!

Will Koning
eola CCO

We as a firm have worked with Louise on a number of complex cross-border transactions. She has always been very responsive, technically excellent, commercially very wise and has every time brought to the table a wealth of experience which has proven extremely helpful for the process. Definitely magic circle service at a very effective price. Last but not least, Louise is very pleasant to deal with. We could not recommend her more.

Fabio Pizzoccheri
Grimaldi LLP

Excellence begins long before the outcome. It begins with a determination to aim and achieve higher. The choice to act when what lies ahead carries exceptional promise. For me, that is unquestionably what AGL embodies. It is the rare opportunity to join a firm where expectations are elevated and the pace is set by those who lead, not follow. It is the freedom to operate in a space where only worthwhile opportunities stand out, rare moments lift and inspire you, giving you the room to advance on your own terms. Fortune favours those who seize moments like this and with every step I have taken at AGL, I have been reminded exactly why it was the right decision for me.

Karim Assaad
Partner, Aria Grace Law CIC

Working with Puja has been a real pleasure. She’s been able to provide exceptional advice, always with a commercial mindset which is super important, and she genuinely feels like an extension of my team.

Nirav Karia
Group Chief Operating Officer, Curation Corporation Limited

I would highly recommend Puja! She is super professional, understands the big picture commercial issues and thorough in her analyses especially on privacy matters.

Carol Kilgore
Head of Legal, Opia

Puja and the Aria Grace Law team have been supporting Kyckr for over 18 months and have been fantastic partners to us. Puja understands our business and listens to what we want to achieve and helps us to put the legal framework in place. Her legal advice is consistently clear and pragmatic whether it be it be in respect of commercial, employment or compliance matters. She is diligent and provides her input quickly and has a real appreciation for Kyckr's software. I have no hesitation in recommending Puja as a lawyer.

Ian Henderson
Chief Executive Officer, Kyckr

Puja is that kind of person you call when you need things to be done quickly as well as professionally as well as personally! I got to work with her as our legal counsel with SDRs of Germany and she has been an absolute game changer! The way she works is not only on point but she also take the time to understand your businesses objectives as well as struggles to make sure she finds the best way of supporting you! 120% I would recommend her again!

Helena Klaus
Co-Founder, SDRs of Germany

It's been great to work with Puja and Aria Grace Law. Extremely diligent, skillful and easy to work with. Puja is also extremely reactive. She understands the business aspects of the contractual relationship and adapts her work according to the context. Aria Grace Law CIC is a community interest company, they give all of their profits to charity. I highly recommend working with them and with their community of lawyers for any commercial contracts.

Philippe Poggianti
Founder, Poggianti Insights

Thanks Lindsay Healy - Aria Grace Law CIC! I always look forward to working with you on the next crazy stage of our Send journey. It is a pleasure working with you and everyone at AGL.

Ben Huckel
Founder and Chief Operating Officer, Send Technology

Aria Grace Law are very efficient business lawyers who have helped our company on getting ready for the GDPR legislation and also reviewed some of our technology contracts – they provide a high quality, responsive service. They were able to ask me all the right questions and get a clear understanding of our business. They recommended the next steps that will help address compliance with the new legislation and improvements to our currents framework solutions. I will definitely use them again.

Paola Cavallin
General Counsel, Plextek

We were introduced to Aria Grace Law and partner Nick Bent for commercial legal support. Nick has done great work for us in developing our contract templates, including those for resellers and customers, and supporting us on client matters, providing us with valued legal insight and first-class documents. We look forward to working with Aria Grace Law and Nick in future on other projects.

Anca Stancu
Managing Director, Safetech Innovations Gloval Services

It has been a genuine pleasure to work with Puja. She has taken the time to thoroughly understand our business, demonstrating not only her deep knowledge but also a clear commitment to providing tailored support that truly makes a difference. I have been most impressed with Puja's ability to adapt her advice and guidance to suit our specific needs, ensuring it is practical, actionable and aligned with the size and current stage of our business. I would highly recommend Puja to anyone seeking a thoughtful, professional and highly skilled lawyer to work with. She will undoubtedly be the first person I contact for all legal matters going forward.

Adi Kasliwal
Founder, AE Partners Limited trading as YourStride

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