Banking & Finance Law

Banking and finance transactions demand precision and a clear understanding of market standards. At Aria Grace Law CIC, our lawyers combine technical expertise with practical insight gained from senior roles in investment banks. This experience allows us to anticipate challenges and advise on documentation, compliance and risk management across complex financial arrangements. Our goal is to help clients structure transactions that are robust, efficient and aligned with regulatory requirements.

We work with borrowers, lenders, trustees, arrangers and investors on a wide range of financing matters. Our advice covers bilateral and syndicated lending, trading documentation and collateral arrangements, as well as regulatory issues affecting financial institutions. With expertise in market-standard agreements such as the International Swaps and Derivatives Association (ISDA) Master Agreement and Loan Market Association (LMA) documentation, we ensure that your documentation is accurate, enforceable, and tailored to your commercial objectives.

Beyond transactional support, we assist clients with regulatory challenges, including Brexit-related restrictions, trading venue obligations and benchmark reform. Our lawyers have advised major banks on London Interbank Offered Rate (LIBOR) transition and negotiated amendments to derivatives and loan agreements. We aim to provide clarity in a complex regulatory environment, helping businesses manage risk and maintain compliance while adapting to evolving market conditions.

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Get in touch with one of our experienced lawyers to discuss your needs and find out how we can support you.

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Key points

Market expertise

Advice informed by experience in leading investment banks.

Comprehensive coverage

Support for lending, trading and collateral arrangements.

Regulatory insight

Guidance on Brexit, LIBOR transition, and compliance issues.

Practical solutions

Documentation and strategies designed for clarity and enforceability.

How we do things differently

1. A model built on fairness

We operate as a Community Interest Company, meaning our profits don’t line shareholders’ pockets, they fund social impact. When you work with us, you’re choosing a legal partner that reinvests in education, environmental justice and grassroots initiatives. It’s law with purpose, designed to create value beyond the transaction.

2. Experienced lawyers, not billable quotas

Our lawyers keep 90% of fees, attracting senior talent from magic circle and elite firms. This means you work with experts who prioritise quality and outcomes, not billable-hour targets. Every piece of advice reflects decades of experience and a commitment to doing law differently.

3. Transparent pricing, no surprises

We believe in clarity – not just in contracts, but in costs. Our pricing is modular and transparent, so you know exactly what you’re paying for. No hidden extras, no unexpected charges, just fair, predictable fees.

4. Advice that works in practice

Legal advice should empower, not confuse. We deliver solutions that are practical, actionable and aligned with your business goals. Whether you need a single agreement or a suite of contracts, our focus is on clarity, efficiency and measurable impact.

Puja and her team has excellent knowledge on data protection and compliance topics. She is very thorough and diligent in her approach. She always keeps the best interest of her client in all her responses. Wish you the best Puja.

Snehhil Gupta
Chief Technology Officer, Bython

We started using Aria Grace Law, after they were recommended to us by another high-growth VC-backed business. Their ethos resonated and their fee structure was super compelling, so we engaged them to support us through a broad GDPR compliance programme. The whole team loved working with Puja on this - from both a professional and interpersonal perspective. I've been impressed with the pragmatic and commercially-sensitive approach that flowed through everything she did; as well as the high quality of the output. We have since expanded the scope of work that we do with Aria Grace to include employment law and commercial contracts...and now turn to them first for almost any legal advice! I can't recommend Aria Grace highly enough.

Paul Aziz
Vice President of Operations, Splend

Excellence begins long before the outcome. It begins with a determination to aim and achieve higher. The choice to act when what lies ahead carries exceptional promise. For me, that is unquestionably what AGL embodies. It is the rare opportunity to join a firm where expectations are elevated and the pace is set by those who lead, not follow. It is the freedom to operate in a space where only worthwhile opportunities stand out, rare moments lift and inspire you, giving you the room to advance on your own terms. Fortune favours those who seize moments like this and with every step I have taken at AGL, I have been reminded exactly why it was the right decision for me.

Karim Assaad
Partner, Aria Grace Law CIC

Aria Grace Law are a first class legal team and a trusted advisor to our business. The ethical principles behind the business persuaded us to start using them and the excellent service and support ensured that we continue to do so.

Mike Seaman
Chief Executive Officer, Raccoon Events

Working with Puja has been a real pleasure. She’s been able to provide exceptional advice, always with a commercial mindset which is super important, and she genuinely feels like an extension of my team.

Nirav Karia
Group Chief Operating Officer, Curation Corporation Limited

Of the many commercial lawyers I've engaged with, Puja stands out as someone who just 'gets it'. She strikes a delicate balance between driving commercially successful outcomes and appropriately managing risk, whether she's advising on an important customer agreement or a vendor contract. I'd strongly recommend Puja and the wider Aria Grace team, who are both experts at delivery and a pleasure to work with.

Steve Lamb
Head of Product, Kyckr

Puja is that kind of person you call when you need things to be done quickly as well as professionally as well as personally! I got to work with her as our legal counsel with SDRs of Germany and she has been an absolute game changer! The way she works is not only on point but she also take the time to understand your businesses objectives as well as struggles to make sure she finds the best way of supporting you! 120% I would recommend her again!

Helena Klaus
Co-Founder, SDRs of Germany

We originally engaged Aria Grace Law to support Clear Review with implementing the legal mechanisms required to enable restricted transfers of personal data. Impressed by Aria Grace Law's approach to legal services’ delivery, we engaged this ethical partnership again for additional deliverables. Aria Grace’s ethical approach to business resonates with Clear Review’s and our values and I would not hesitate to recommend Lindsay and his team to other organisations: we’ve found them diligent, responsive, and willing to go the “extra mile” to deliver a qualitative service.

Gian Piero Zambrini
Head of Privacy & Information, Clear Review

I can't recommend Puja and the rest of the team at Aria Grace enough. Clear, concise and worked incredibly efficiently, and provided amazing value. The best part? They're a not-for-profit. It's rare to find legal help that's both top-notch and makes a difference in the world. If you need legal support that's professional yet approachable, while also doing some good, look no further.

Sandy Jayaraj
Founder, Claroptica Strategies Ltd

The terms of service created by Aria Grace Law CIC have been absolutely intrinsic in the success of our recent commercial results by significantly reducing red lines and push back barriers. They show that tier 1 level legal services don't have to be delivered in the traditional 'corporate' way!

Will Koning
eola CCO

Puja and her team are exceptional. Puja is very generous with her advice and guidance. She made sure I understand the risks and walked me me through the proposed amends to the agreement that we worked on. From the costs point of view, she stayed within our budget and delivered ahead of deadline. I appreciate Puja’s professionalism, enthusiasm and warmth and looking forward to working with her and her team at Aria Grace Law again.

Martina Molinari
CMO, Manifest.Digital

I have had the pleasure of engaging Louise’s services on numerous corporate transactions for my clients over several years. She brings Magic Circle pedigree, technical skill, timing and discipline together with commerciality to all of the deals in which she is involved and on top of that she is a joy to work with.

Daniel Bellau
Partner, Hamlins LLP

Puja and the Aria Grace Law team have been supporting Kyckr for over 18 months and have been fantastic partners to us. Puja understands our business and listens to what we want to achieve and helps us to put the legal framework in place. Her legal advice is consistently clear and pragmatic whether it be it be in respect of commercial, employment or compliance matters. She is diligent and provides her input quickly and has a real appreciation for Kyckr's software. I have no hesitation in recommending Puja as a lawyer.

Ian Henderson
Chief Executive Officer, Kyckr

We are 1000% happy with Aria Grace Law.

Claire Altman
Chief Corporate Officer, Smart Pension

Puja is an excellent lawyer. She knows how to complete complex work efficiently and effectively and she is very empathetic and reliable. Puja has been supporting me with creating AyurvedaDoc over the last few years and offers more than just legal support but has been imperative in the operations and marketing too. With her knowledge and experience, she immediately understands most situations and consistently helps me to work through any challenges that AyurvedaDoc faces. I have no hesitation in recommending Puja.

Susheel Saini
Chief Executive Officer & Founder, AyurvedaDoc

We are delighted that we could support eola and Will, who we had previously worked with in other capacities. Their business and model is multi-faceted and with exciting high growth potential. The team were great to work with and we look forward to supporting eola into the future!

Puja Modha
AGL CIC Partner

Thanks Lindsay Healy - Aria Grace Law CIC! I always look forward to working with you on the next crazy stage of our Send journey. It is a pleasure working with you and everyone at AGL.

Ben Huckel
Founder and Chief Operating Officer, Send Technology

I was introduced to Puja in the comments section of a partner's contract. It was rare to see such fair and balanced feedback and it clearly reflected the values of the brand we were working with. We were so intrigued we reached out to Puja to support Journey Further and we've been very impressed with the level of support, quality of service and quick turnaround provided. Thanks Puja and team.

Will Anderson
Head of Growth, Journey Further

We selected Aria Grace Law as our corporate lawyers because they are really good lawyers (and incredible value, it has to be said). They are real sparing partners helping us to safely grow our business, negotiate contracts, and also they wisely advise us in our corporate finance activities like capital increase, cross participations or M&A.They are experienced in various fields that are really critical for us, and in particular in Insurance, Payments, PSD2, GDPR, etc. but as equally important, they have the same values as we do - their diversity and equality programme and their business model is really good and in my opinion the legal structure for the future. I am very happy to endorse them.

Emmanuel de Resseguier
Chief Executive Officer, Fennech Finance

Puja and the Aria Grace team have been exceptional in helping us with our Legal function at SaaSLeads. They are our trusted advisors for all things Legal. Being a founder of a fast-growing business the need for legal support becomes paramount and I couldn't recommend them highly enough.

Will Koning
Chief Executive Officer & Founder, SaaSLeads.io

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